Age doesn't matter.

How to Get Creative with Layering Necklaces

Out of curiosity, I dove deep into exploring how to get creative with layering necklaces. It took me some time and I ended up with this far-reaching guide. Age doesn’t matter.  In fact, older is bolder, so let’s have some fun!

This is an update of my guide to layering necklaces. It begins with 17 ways to layer various kinds of necklaces, followed by eight ideas for how to layer necklaces with your outfits and concluding with ways to layer each different type of necklace by category (i.e., pearls, chains, etc.) Plus, there’s a bonus Style Tip for delicate necklaces!

tribe and cult
From Tribe and Cult

One day I went to work in a plain business outfit with every gold chain in my possession around my neck.  The result was a statement necklace that got attention all day long.  You don’t have to go crazy with beads as seen above or wear every gold chain you own all at once, but layering your necklaces will give you many unique looks that will certainly not ever be boring!  So why don’t we take a look at how to get creative with layering necklaces?

Get Creative With Layering Necklaces!

SB-layered-necklaces-cindi-earl
“Your Easy Guide to Layering Necklaces” on StyleBlueprint – photo by Cindi Earle

The Basics

  1. A basic rule of thumb is to layer from shorter to longer.
  2. You can either layer multiple necklaces of the same material, or go for contrast.  For instance, you could layer a feminine piece with edgy chains, feathers with beads, or pearls with diamantes.
  3. Mix and match three or more necklaces like beads, feathers, charms, chains, etc.  Try to make sure the middle or second layer is the one that makes the biggest statement.
  4. Graduate from delicate shorter necklaces to slightly chunkier longer necklaces.
  5. Layer the same style of necklace, like simple beads in one color or multiple colors.  Try this with other styles too, like:  multiple chains, or pearls, or gold, or gold & silver of the same type necklace.

    From “Top 3 Jewelry Trends for Spring” by FP Brigette at Free People blog
  6. Mixing metals is a good thing.  Feel free to mix gold and silver together:  gold and silver necklaces, gold and silver chains, etc.
  7. Mix metals and motifs, such as stars and flowers together.
  8. Graduate three gold or silver necklaces of different shapes.
  9. A chunky gold necklace as a frame for another (i.e., stones, etc.)
  10. To mix jewels with jewels,  match brights with brights or different tones of the same shade.

    Black and turquoise outfit from Style Lovely with layered beads and metal necklaces
  11. Mix beads with metal necklaces.
  12. Layer small-to-medium size beads, coins, charms and delicate link necklaces.
  13. A fabric strand (like a leather or braided chain) combined with a tassel necklace creates a boho feel.

    Free People Wanted and Wild Leather Bolo Necklace from Poshmark with a couple of short chains
  14. Pair a bolo with a chain about the same length.
  15. For a full bust:  group together similar-length strands of beads that fall no longer than mid-chest.
  16. For summer:  Layer shell necklaces, from choker-length to longer ones.
  17. To turn an evening look into day:  add chains to a jeweled bib necklace.

Ideas for Layering Necklaces Over Your Outfits

Linda from Style Lovely in an Amisy hoodie with layered necklaces
  1. Layer chains, coins, tusks, horns, shark’s teeth and charms, from long to medium to short.  Wear with solid basics, like a black tank or tee and jeans.
  2. Try wearing a lot of (or at least three) chunky necklaces in a color similar to your t-shirt (includes silver for gray or gold for yellow.)
  3. For a collar effect (under a button-up shirt):  layer chunky necklaces right on top of (above) each other.
  4. With a simple top, layer on:  a 16-18″ short necklace, a middle necklace with color, one longer necklace, and maybe one more a little longer or between the others.

    Minimalist Gold Necklaces from Poshmark layered in the collar of a shirt
  5. With a basic shirt, collar or not, add a lot of necklaces.
  6. A 16″ dainty necklace + an 18″ tube necklace + 23″ coin pendant + 32″ tassel.  Try over a black sweater and a skirt.
  7. Layer long necklaces with a dress, sweater or shell (under-layer) top.  With this look, put the earrings away.  Opt for a ring or a bangle instead.
  8. Coin necklaces add an instant bohemian feel (i.e., a beaded necklace + a coin charm pendant + a colored gemstone necklace.)  Try in the neckline of a plaid shirt.

Chain Necklaces

Chains are so minimal, I think they could be added to just about anything!

2.-leggings-with-draped-white-top-and-layered-gold-necklaces-with-head-scarf
Thick gold chains from “Get a Grunge Chic Style…with Emilija Vaišnoraitė” at Glam Radar
  1. Piles of thick, gold chains are simple yet statement-making.
  2. Layer simple chain necklaces in the same color family (including plain chains and delicate pendants.)
  3. A gold chain gets dressed up when you add a colored stone necklace.
  4. Try different lengths of gold chains + a gold chain with beads or stones in the middle of them.
  5. Larger-than-life necklaces pair well with dainty chains (i.e., an oversize statement necklace + a long chain.)
  6. Pair a spiked necklace with a thick chain necklace.

Pearls 

Pearls always look cool, calm and collected.

Pearl chokers/short pearl necklaces are the jeans of the jewelry world — they go with absolutely everything. You can easily wear layered pearl necklaces with casual and everyday looks, business outfits and evening apparel.

layers
From “Style Guide: How to Wear Pearl Jewelry?” at fabfashionfix
  1. Mix a vintage gold locket with pearls and an edgy item.
  2. Pearls mixed with chains is a common way to add some edge to the classic.
  3. Pile on pearls, or mix strands of pearls with chains.
  4. Wear large pearls in multiple strands.
  5. Wear all of your pearl necklaces together for a rich, high-society look.  You may also want to add gold.

    Pearl Chain Layered Necklace from Nasty Gal – or layer your own seed pearls with a gold chain and gold pendant
  6. Wear a pearl necklace with a pendant, or a pearl pendant with gold chains.
  7. Try different types of pearls of the same length.
  8. Mix pearls with cross or peace pendants, chains and/or stones.
  9. Wear a long string of pearls with a necklace on black cording.
  10. Over a sheer white blouse or other delicate fabrics, pile on four ropes of pearls of varying lengths starting with the longest.

    Liz of Closet Play Image from her blog post “Tips to Build a #Neckmess” mixing black pearls…
  11. Mix pearls with metals.
  12. Layer pearls in pink, blue and black (and white too, if you want.)
  13. Layer a metal choker with black and white pearls and a different size strand of pearls.
  14. A large statement necklace + a smaller single pearl necklace.

    Silpada K&R Practical Pearls Convertible Necklace from Poshmark
  15. Mix pearls with crystals.
  16. A gold pendant + a longer strand of pearls + another, even longer, strand of pearls.
  17. Anytime:  Don’t be afraid to put together a showstopper combination in classic materials such as pearls, chains, beads and crystals.  A simple tee pairs well with the over-the-top pearls.  Add blue jeans to keep the look from going overboard.

Delicate Necklaces

Multi-Layer Chain Necklace from Shein gives an example of how you can pile on delicate necklaces

Style Tip:

To make delicate jewelry into something more, pile it on!

  1. Layer more than one delicate necklace — maybe two or three for a soft statement.  And don’t be afraid to mix metals.
  2. Try layering delicate necklaces of varying lengths – gold with gold and approximately the same thickness (delicate with delicate, thicker chains with thicker chains.)
  3. Try a gold chain + a longer delicate gold pendant.
  4. Mix delicate necklaces with a statement necklace.
  5. Start with a delicate gold necklace.  Then add sparkle and length with a tassel necklace and a loop or single strand in between.

    Four old and new necklaces layered at “15 Ways to Wear Layered Necklaces Like a Pro” at Hey Happiness
  6. Look for light and delicate long necklaces to layer.  Similar patterns and metals create a cohesive look.
  7. Mix fine, delicate pieces with bolder costume jewelry.
  8. Place larger heirloom pendants below shorter ones.
  9. Try a delicate pendant + a longer chain + a longer delicate pendant.
  10. You can even layer a couple of delicate necklaces in a detailed neckline, such as a lattice top.

Pendants

Layered coin pendants with a white tee – photo: Lucky Brand
  1. Layer 3-5 pendants from short to long.
  2. Frame a gold pendant with a gold chain or two around it.
  3. Try a long chain framing an oversize pendant with a simple tunic.
  4. Add a longer necklace to your go-to pendant.

    Badass Baby Boomer‘s Bling for Rock Chics – two pendants
  5. Pair a shorter pendant with a longer pendant.
  6. Try layering a simple chain or beaded strand with a longer pendant.
  7. Try a dainty charm necklace + a mid-length pendant + a long statement pendant.
  8. For spring:  Mix a leather pendant with a long, beaded piece.  You may want to layer more beaded necklaces and other kinds, too.

Beaded Necklaces

Add long beaded necklaces to a bohemian-inspired outfit. Photo from Hey Happiness blog
  1. With a boho outfit, layer earth-toned bead necklaces.
  2. Wear a wood bead necklace with a brushed gold chain.
  3. Mix brown strands of beads with lavender beads.
  4. Brown beads mixed with turquoise beads.
  5. Wear a wood bead necklace with black beads or another brown bead necklace.

    5/ Layered Necklaces /Silver & Gold/ Boho Necklace / Silver Crystal Necklace/ Silver Necklace /Vintage Napier/ Iris Apfel /Neck mess image 3
    5/Layered Necklaces by BrickCity at Etsy – beads and tassels
  6. For a more bohemian-inspired look, try layering beaded necklaces of varying lengths and materials.
  7. Jet beads + a long black cord necklace.  (These are good with a white top.)

Turquoise and Amethyst

necklaces mix 1
From “Collar Mix” at JOANADDICTED
  1. Multiple strands of turquoise-colored beads brighten up plain t-shirts.
  2. Layer turquoise necklaces over solid-color tees, a fitted jacket for work, or with a sundress.
  3. Wear turquoise or amethyst beads with a gold chain or string of gold beads.  This can make all the difference in the look of a sweater or blouse.  It can turn a look instantly from country to city pulled-together chic.
  4. Wear three or four gold-link chains with one string of turquoise or amethyst chunks.  This looks fabulous with an all-black or all-white outfit!  Wear plain gold earrings and some gold bracelets.
  5. Layer shorter turquoise and coral necklaces with a pendant.  You may also want to add turquoise bead bracelets.
  6. Mix tiger’s eye beads with turquoise beads.

Statement Necklaces

You can even layer statement necklaces!

For more ways to wear them, see my post on how to make magic with a statement necklace HERE.

Weekend-Snapshot-3
Layered statement pendants from “Weekend Snapshot” by Julie O’Boyle at Free People’s blog BLDG/25
  1. Just mix two to three statement necklaces that share one common detail, such as fringe.
  2. Layer the same shade pieces with a statement necklace.

A Lariat or Y-Necklace

Set & Stones Double Lariat Necklace from Free People can be layered with other necklaces, too.

A lariat or y-necklace is the best way to add length.

  1. Layer a gold lariat or y-necklace with another delicate necklace or a choker.
  2. Try combining a collar necklace with a lariat or a y-necklace.
  3. A single charm necklace + a bar necklace + a lariat necklace.  Try in the neckline of a long-sleeve black tee with faux fur jacket.
  4. Try a lariat with a v-neck and/or tunic top.

Evening

Crystal Lariat Necklace, Long Y Necklace, Statement Jewelry, Blush and Champagne, Unique long layering Necklace, Silvertone Teardop lariat image 2
Crystal Lariat Necklace by KissMySassJewelry at Etsy goes well with pearls for evening
  1. Build a neck of three necklaces in chunks of amethyst or other gemstone, or just use one important gold necklace.  Then you could add a string of gemstone beads if you like.
  2. Wear three or four gold link chains.  Add one string of coral chunks.  This looks fabulous with all-black or all-white outfits.  Wear plain gold earrings and some gold bracelets with this look.
  3. Dress up a sweater or blouse with one or two mineral necklaces, or one mineral necklace with a gold chain. Minerals are crystals and stones. If you’re interested in how to heal with crystal jewelry, see my post on the amazing energy of crystals HERE.
Lia Sophia Necklace Bundle from Poshmark

Let’s Connect!

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Angie

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6 Comments

  • Great examples, here, Angie! I love layering necklaces! I would add (as a color geek) that a great way to make the mix look both intentional and flattering is to mix in a 1/3 to 2/3 ratio or so, meaning heavier on one color metal than another, and favor your complexion with the undertone that works best with your coloring. For example, my coloring is cool, so to work in gold necklaces that I have and still love, I mix them with silver and hematite. For me, the cool metals are the 2/3 and the gold (warm) as the 1/3. For a warm complexioned lovely, I’d reverse, and do 2/3 warm and 1/3 cool.

    • Thanks so much for adding your color expertise to this subject! My coloring is warm. I’ve been using my cool-based colors with my best warm colors by mixing them in my jewelry and clothing. I also mix one warm color necklace with one cool color, as long as my top is a warm color.

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